Estimate your monthly mortgage payments in seconds

Enter your property purchase price, down payment, interest rate, and term to instantly see your monthly principal & interest—plus taxes, insurance, and HOA if you’d like. Toggle extra payments, view an amortization schedule, and compare scenarios side-by-side before you make and decisions.

  Mortgage Calculator Features

Variables are described below.

  • property value: the selling price of the home

  • down payment: the amount the buyer has saved & is willing to invest in the property upfront. The average down payment is around 10%, though the benchmark is 20% to relax PMI requirements.

  • loan amount: typically the home value less the down payment

  • interest rate: the annual percentage rate (APR) charged on the loan

  • loan term: the amortization period of the loan in years - typically 30 for most US residential loans

  • property tax: annual property tax payment

  • pmi: property mortgage insurance as a percent (typically between 0.5% and 1.3%, though unneeded if a 20% down payment is used).

  • home insurance: annual cost of a homeowners insurance policy

  • monthly hoa: monthly dues for being part of a homeowners association.

Mortgage Calculator is provided from https://www.mortgagecalculator.org/

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Javascript Mortgage Calculator by MortgageCalculator.org

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DRE# 01227703

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Long Beach, CA 90803

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